I’m thinking of a little imagination exercise for this article. Agree? Since you’re already here, why not?
Okay, as this is a financial article, I’m not going to make you imagine how the pink unicorns fly in a field of tulips or how do a magician know what a magical potion for your deduction.
But I think I have deviated quite a lot from the subject, so I invite you to take part in the exercise itself. This is a situation where you need a quick, non-revenue payday loan.
I want money, but I want freedom. What to do?
Living in a world where more and more performance is desired for little money, it is very likely that at some point we want to do something else, not only to put money in the pocket of companies that do not know how to appreciate the true value . And, why not, companies whose leaders are listening to us less and less, with very obvious intentions to strike toward zero. Which will surely lead you to the moment we say, “It’s enough, I want something else . ” Obviously, it takes a lot of courage to make such a leap. But, remember, it’s an imaginative exercise. So suppose that you – the one who reads this article – have the courage to do the jump. But you are likely to do it without having thought of the consequences (maybe you took a credit in the past, which you will not be able to afford). Because when you get black in front of your eyes you just can not. And you act impulsively.
That being said, we get to the moment you take your luggage and go out on the company’s door, knowing that at least for the next month you have the insured salary – you just worked before you resigned, right? Plus, being your choice to start a new chapter of your life, you feel relieved of all the pressure. But keep it going until you get home or, at best, until your money is over. And then, inevitably, you realize that the dream that you had in mind when you stepped on the door of the company is not done alone, nor does it bring you any income for now. You have a long way to go.
Fast payday loan, no income – is there anything like that?
And here we are facing the situation when you are desperately looking for a source of income. Constant, if possible. And now, if you do not ask too much. And you can, and you can afford enough time to build your own business (if you already know what you want to do, if not, it’s another story). As a result, you think of all the family members who could help you in any way. But as if you can not tell them about your decision yet! But you need money!
Okay, the next step is to start looking at all the banks in the hope that one will give you the amount of money you need to live, even if you know you need an income certificate. And even if you are aware of the fact that even the banks that claim to give “credit without papers” will still not give you, in the end. But the death test does not have it! Isn ‘t that right? So, virtually, you go into a real adventure, looking for the best solution. But, during this anxious journey, see an advertisement that says “IFN or Banking Institution?” And catches your interest. You want to find out more. But search does not give you peace, because you want to know more and more, especially because there is a critical point – you need credit without an income certificate!
What is, in fact, a fast-pending payday loan
The quick-to-income payday loan is the way you can quickly make money, but in the short term, from a non-bank financial institution. The possibility of granting this type of payday loan was valid for the public at the same time as the decision of the National Bank of Romania to approve the functioning of the non-banking financial institutions. And this decision was the result of multiple requests for unsecured payday loans.
If we go back to the imagination exercise, the fact that you have been out of work (no matter what the decision was made) is also an unforeseen situation. So you will surely want to find out what criteria you have to meet to get the amount of money that you thought would cover your current costs for the next period.
Thus, the eligibility conditions for a quick non-cash payday loan are the following:
- Have a minimum age of 18 years (some institutions ask you to be 20 years old); the maximum age seems to be 75 years, but not all non-banking financial institutions take this into account;
- Be a Romanian citizen;
- Have a valid identity card;
- Have an email address so you can get a contract;
- Complete the contact details correctly;
- Prove that there is at least one minimum monthly income source. For example, even if you do not have a job, if there is a person who will pay you monthly amounts or you earn income from any kind of activity (provided that they pass through your bank account) then you are eligible.
If you easily check all of the criteria listed above, the next step would be to get a more detailed account of the procedure for obtaining the desired funds. Consequently, it is imperative to find out what are the advantages and disadvantages of these operations.